XAVIER MARKS Realty
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Mortgage
ID
ID EN
Region
Indonesia
Japan
Australia
Malaysia
Language
English
Indonesia
Join Us
#1
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Simulasi
KPR
Simulasi
KPR
Take Over
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Secure Mortgage for Your Decision
KPR
Free Application Fee
Apply for a mortgage with various banks of your choice at no additional cost, free of charge!
Easy and Fast
Fill out the form and get an attractive offer in minutes.
Free Consultation
We are ready to help you find the best financing solution for you.
Trustworthy and Secure
End-to-end encryption technology keeps your data and information secure.
Bank Program Recommendations
A personalized bank program tailored to your financial profile.
TAKE
OVER
Free Application
We are ready to assist you from the simulation process, consultation, to the agreement, free of charge!
Lower Installments
You can save millions of rupiah every month!
Flexible Tenor
Can be readjusted, accelerated, or extended according to your needs.
Top Up Additional Funds
You can apply for additional funds for emergency needs.
Apply to Multiple Banks
One application is enough to get offers from several banks.
How Your Mortgage
Works
1
Price and Tenor Simulation
Determine the estimated installment by adjusting the property price, down payment, and term.
2
Select Bank Program
Select a bank that suits your financing needs.
3
Complete Supporting Data and Submit
Upload the required documents and fill out the application form correctly.
4
Application Sent to Bank
We will forward your application to the bank of your choice for processing.
5
Signing of the Credit Agreement
If approved, the funds will be disbursed after you sign the credit agreement.
Understanding Mortgage Terms
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Ability to Pay
Kemampuan nasabah dalam membayar angsuran dengan memperkirakan jumlah cicilan dengan penghasilan kemudian dipotong kewajiban lainnya.
Adjustable-Rate Mortgage (ARM)
Hutang pinjaman, misalnya KPR, yang memiliki bunga yang besarannya bisa diatur mencerminkan kondisi pasar.
Agunan
Aset berwujud maupun tidak berwujud milik debitur yang dijadikan jaminan kepada kreditur ketika mengajukan pinjaman.
Akad Kredit
Rangkaian proses kredit kepemilikan di mana pihak bank memberikan penjelasan kepada calon debitur (pembeli rumah) agar dokumen perjanjian yang akan ditandatangani benar-benar dimengerti dan dapat disetujui kedua belah pihak.
Appraisal
Proses penaksiran nilai properti yang dilakukan oleh bank.
Appraiser
Mereka yang bertanggung jawab untuk memberikan nilai dari suatu proyek.
Asuransi Jiwa KPR
Kontrak antara perusahaan asuransi dengan pemegang polis yang mana perusahaan asuransi akan menjamin pembayaran manfaat kematian kepada ahli waris pada saat kematian pemegang polis.
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Simulate Before You Sign
Smart financial education platform designed to help you understand, plan, and optimize your property financing with confidence. Explore our features and insights covering realistic saving plans, KPR tips, interest rate considerations, and the pros & cons of KPR Take Over, so you can choose the financing path that best fits your goals.
Simulasi
KPR
Simulasi
KPR Take Over
Still Have Questions?
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Ask us anything about your mortgage and get clear guidance.
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