.big-banner-section {
  padding: 44px 0 10px 0;
}

.p-r0 {
  padding-right: 0 !important;
}

.swiper-pagination.swiper-pagination-horizontal {
  width: 83.33333333%;
}

/* Simulasi KPR Card Styles */
.simulasi-kpr-card {
  position: relative;
  width: 100%;
  height: 100%;
}

/* anchor wrapper must also fill the flex item */
a.flex-grow-1.d-flex {
  width: 100%;
  overflow: hidden;
}

@media (max-width: 767.98px) {
  .simulasi-kpr-card {
    aspect-ratio: 1 / 1;
    height: auto;
  }
}

/* layer background */
.simulasi-kpr-card::before,
.simulasi-kpr-card::after {
  content: "";
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: right;
  transition: opacity 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

/* default */
.simulasi-kpr-card::before {
  background-image: url('../img/mortgage/rect_bg.svg');
  opacity: 1;
  background-size: contain;
  background-position: right;
  background-repeat: no-repeat;
}

/* hover bg */
.simulasi-kpr-card::after {
  background-image: url('../img/mortgage/rect_bg_hover.svg');
  opacity: 0;
  background-size: contain;
  background-position: right;
  background-repeat: no-repeat;
}

/* hover trigger */
.simulasi-kpr-card:hover::before {
  opacity: 0;
  transition: opacity 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.simulasi-kpr-card:hover::after {
  opacity: 1;
  transition: opacity 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}


/* Main KPR image as background, with hover fade using ::after */
.simulasi-kpr-main-img {
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
}

/* default bg */
.simulasi-kpr-main-img::before,
.simulasi-kpr-main-img::after {
  content: "";
  position: absolute;
  inset: 0;
  background-position: right;
  background-size: cover;
  transition: opacity 0.3s ease;
}

/* normal */
.simulasi-kpr-main-img::before {
  background-image: url('../img/mortgage/bg_icon.png');
  opacity: 1;
  background-position: right;
  background-size: cover;
  transition: opacity 0.3s ease;
  bottom: 2px;
  right: 3px;
}

/* hover version */
.simulasi-kpr-main-img::after {
  background-image: url('../img/mortgage/bg_icon_hover.png');
  opacity: 0;
  background-position: right;
  background-size: cover;
  transition: opacity 0.3s ease;
  right: 3px;
}

/* saat hover */
.simulasi-kpr-card:hover .simulasi-kpr-main-img::before {
  opacity: 0;
}

.simulasi-kpr-card:hover .simulasi-kpr-main-img::after {
  opacity: 1;
}

.simulasi-kpr-bg-white {
  position: absolute;
  background: white;
  opacity: 0.85;
  z-index: 2;
  width: 100%;
  height: auto;
  right: 0;
  bottom: 0;
  pointer-events: none;
}

.simulasi-kpr-main-img {
  width: 100%;
  height: auto;
  right: 0;
  bottom: 0;
  position: absolute;
  object-fit: cover;
  z-index: 1;
  pointer-events: none;
}

.simulasi-kpr-labels {
  left: 18.7%;
  top: 49.7%;
  position: absolute;
  flex-direction: column;
  justify-content: flex-start;
  align-items: flex-start;
  gap: 6px;
  display: inline-flex;
  z-index: 3;
}

.simulasi-kpr-label {
  color: var(--Neutral-Grey-300, #3E3A39);
  font-family: Montserrat, Arial, sans-serif;
  word-wrap: break-word;
}

.simulasi-kpr-label-top {
  font-size: 16px;
  font-weight: 500;
}

.simulasi-kpr-label-bottom {
  font-size: 18px;
  font-weight: 700;
  text-align: left;
  line-height: 1.2;
}

.simulasi-kpr-icon {
  width: 43.9%;
  height: auto;
  aspect-ratio: 1 / 1;
  left: 12.1%;
  top: 5.8%;
  position: absolute;
  z-index: 3;
}

/* Swiper Banner Arrow Styles */
.swiper-banner-wrapper {
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: center;
  position: relative;
  gap: 3px;
}

.swiper-arrow {
  background: var(--Neutral-White, #fff);
  border: none;
  border-radius: 999px;
  box-shadow: 1px 2px 2px rgba(0, 0, 0, 0.08);
  width: 40px;
  height: auto;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: background 0.2s;
  z-index: 2;
  aspect-ratio: 1 / 1;
}

.swiper-arrow.swiper-arrow-left {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  left: -43px;
}

.swiper-arrow i {
  color: #717171;
}

.swiper-arrow.swiper-button-disabled i {
  color: #E8E8E8;
  cursor: not-allowed;
}

.swiper-arrow:hover {
  background: #f0f0f0;
}

.arrow-icon {
  width: 20px;
  height: 20px;
  display: block;
  position: relative;
}

.arrow-left::before {
  content: '';
  position: absolute;
  left: 7px;
  top: 5px;
  width: 5.5px;
  height: 9.3px;
  border-left: 3px solid #717171;
  border-bottom: 3px solid #717171;
  transform: rotate(45deg);
}

.arrow-right::before {
  content: '';
  position: absolute;
  left: 7px;
  top: 5px;
  width: 5.5px;
  height: 9.3px;
  border-right: 3px solid #717171;
  border-top: 3px solid #717171;
  transform: rotate(45deg);
}

/* Custom Swiper Pagination Bullets Style */
.swiper-pagination-bullet {
  width: 8px;
  height: 8px;
  background: var(--Neutral-Grey-200, #717171);
  opacity: 0.3;
  margin-right: 8px !important;
  border-radius: 50px;
  transition: opacity 0.2s, background 0.2s;
}

.swiper-pagination-bullet-active {
  opacity: 1;
  background: var(--Neutral-Grey-200, #717171);
}

/* Ensure pagination is spaced further below slider */
.swiper-pagination {
  margin-top: 18px !important;
  margin-bottom: 0;
  position: static !important;
  text-align: center;
}

/* Swiper Slider Styles */
.swiper {
  width: 100%;
  aspect-ratio: 54 / 19;
  height: auto;
  border-radius: 8px;
  overflow: hidden;
}

.swiper-slide img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 8px;
}

/* Custom Dot Styles */
#custom-swiper-pagination .custom-dot {
  transition: opacity 0.2s;
  cursor: pointer;
}

/* Small Banner Swiper Styles */
.small-banner-section {
  padding: 0;
}

.swiper-small-wrapper {
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: center;
  position: relative;
  gap: 3px;
}

.swiper.swiper-small {
  height: 160px;
}

.swiper-small .swiper-slide {
  background: #fff;
  border-radius: 8px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
  display: flex;
  align-items: center;
  justify-content: center;
  height: 160px;
  overflow: hidden;
}

.swiper-small .swiper-slide img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: 8px;
  aspect-ratio: 54 / 19;
}

.swiper-small-arrow {
  background: var(--Neutral-White, #fff);
  border: none;
  border-radius: 999px;
  box-shadow: 1px 2px 2px rgba(0, 0, 0, 0.08);
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: background 0.2s;
  z-index: 2;
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
}

.swiper-small-arrow-left {
  left: -37px;
}

.swiper-small-arrow-right {
  right: -37px;
}

.swiper-small-arrow.swiper-button-disabled {
  opacity: 0.3;
  pointer-events: none;
}

.swiper-small-arrow i {
  color: #717171;
}

.swiper-small-arrow:hover {
  background: #f0f0f0;
}

.swiper-small-pagination {
  margin-top: 12px;
  text-align: center;
}

/* Progress bar pagination for small banner (mobile only) */
.swiper-small-progress {
  margin-top: -25px;
  height: 3px;
  background: #E8E8E8;
  border-radius: 999px;
  overflow: hidden;
}

.swiper-small-progress-bar {
  height: 100%;
  width: 0%;
  background: #717171;
  border-radius: 999px;
  transition: width 0.3s ease;
}

/* Bank Card Section */
.bank-section {
  padding: 60px 0 40px 0;
}

/* Mobile: horizontal scroll */
@media (max-width: 767.98px) {
  .bank-row {
    flex-wrap: nowrap;
    overflow-x: auto;
    padding-bottom: 8px;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    gap: 0;
  }

  .bank-row::-webkit-scrollbar {
    display: none;
  }

  .bank-row>[class^="col-"] {
    flex: 0 0 70%;
    max-width: 70%;
  }
}

.col-xl-5th {
  flex: 0 0 20%;
  max-width: 20%;
}

.bank-section .row.g-3 {
  margin-left: -6px;
  margin-right: -6px;
  --bs-gutter-x: 12px;
  --bs-gutter-y: 12px;
}

.bank-section .row.g-3>[class^="col-"] {
  padding-left: 6px !important;
  padding-right: 6px !important;
}

.bank-card {
  width: 100%;
  height: 100%;
  border-radius: 12px;
  border: 1px solid #E8E8E8;
  max-height: 112px;
  margin-bottom: 0;
  cursor: pointer;
}

.bank-card:hover {
  border: 1px solid transparent;
  background: linear-gradient(#fff, #fff) padding-box, linear-gradient(241deg, #00A4CA 0%, #00A4CA 18%, #E8E8E8 53%, #00A4CA 60%, #50C3CB 100%) border-box;
}

.bank-card .card-body {
  padding: 10px 14px 16px 14px !important;
  gap: 10px !important;
}

.bank-card-logo {
  width: 70px;
  max-width: 70px;
  max-height: 40px;
  border-radius: unset !important;
  object-fit: cover;
}

.bank-icon {
  color: #50C3CB;
  font-size: 16px;
  line-height: 36px;
  text-align: center;
  display: block;
  transform: rotate(45deg);
  padding: 8px;
}

.bank-card-trapezoid {
  height: 18px;
  background: url('../img/mortgage/divider.svg') no-repeat;
  background-size: 100% 100%;
}

.col-xl-5th {
  flex: 0 0 20%;
  max-width: 20%;
}

.interest-wrapper {
  position: relative;
}

.garis {
  border-top: 1.5px solid #E8E8E8;
  position: relative;
  height: 15px;
  width: 85%;
  margin-top: -12px;
}

.garis::after {
  content: '';
  position: absolute;
  top: 0px;
  right: 1px;
  width: 20%;
  height: 2.5px;
  background: #e0e0e0;
  transform: rotate(210deg) scaleY(.4);
  transform-origin: top right;
  border-top: 1px solid #E8E8E8;
}

.interest-content {
  color: var(--Neutral-Grey-300, #3E3A39);
  font-size: 16px;
  font-family: 'Lato', Arial, sans-serif;
  line-height: 22px;
  letter-spacing: 0.32px;
}

/* ======================
  MORTGAGE INFO SECTION
======================*/
.mortgage-info-section {
  padding: 40px 0 40px 0;
  overflow-x: hidden;
  position: relative;
}

.kpr-header-left {
  display: flex;
  align-items: center;
  gap: 10px;
}

.kpr-tabs {
  padding: 0;
  margin: 0;
}

.kpr-tab-btn {
  padding: 10px 18px;
  background: #F7F7F7;
  border-radius: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  line-height: 1;
  color: #717171;
  font-size: 16px;
  font-family: 'Lato', Arial, sans-serif;
  font-weight: 400;
}

.kpr-tab-btn:hover {
  background: #E8E8E8;
  color: #717171;
}

.kpr-tab-btn.active {
  padding: 10px 18px;
  background: #50C3CB;
  border-radius: 24px;
  display: flex;
  align-items: center;
  line-height: 1;
  color: white;
  font-size: 16px;
  font-family: 'Lato', Arial, sans-serif;
  font-weight: 500;
}

.kpr-title {
  color: #717171;
  font-size: 30px;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
}

.kpr-content {
  padding-top: 56px;
  position: relative;
}

.kpr-bg-text {
  position: absolute;
  left: -80px;
  top: 14%;
  color: #F7F7F7;
  z-index: -1;
  font-size: 200px;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  line-height: 150px;
}

.kpr-image {
  max-width: 100%;
  height: auto;
  position: relative;
  z-index: 1;
}

.kpr-feature-item img {
  width: 60px;
  height: 60px;
  flex-shrink: 0;
}

.kpr-feature-title {
  color: #3E3A39;
  font-size: 18px;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
}

.kpr-feature-desc {
  color: #717171;
  font-size: 16px;
  font-family: 'Lato', Arial, sans-serif;
  font-weight: 400;
  line-height: 22px;
  letter-spacing: 0.32px;
}

.margin-custom-1 {
  margin-left: -12%;
  margin-bottom: 66.5px !important;
}

.margin-custom-2 {
  margin-left: -7%;
  margin-bottom: 68px !important;
}

.margin-custom-3 {
  margin-left: -3%;
  margin-bottom: 64.5px !important;
}

.margin-custom-4 {
  margin-left: -6%;
  margin-bottom: 70.5px !important;
}

.margin-custom-5 {
  margin-left: -15%;
}

/* ======================
  MORTGAGE STEP SECTION
======================*/
.mortgage-step-section {
  padding: 40px 0;
}

.how-works-section {
  background: #fff;
}

/* TITLE */
.section-title {
  display: flex;
  flex-direction: column;
  gap: 15px;
  text-align: left;
  line-height: 1;
  padding-bottom: 0;
}

.section-subtitle-mortgage {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 30px;
  font-weight: 600;
  color: #717171;
}

.section-title-main {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 36px;
  font-weight: 700;
  color: #3E3A39;
}

/* SCROLL AREA */
.how-works-scroll {
  display: flex;
  gap: 18px;
  overflow-x: auto;
  padding: 30px;
  padding-bottom: 45px;
  overflow-y: hidden;
  padding-left: 8%;
}

.how-works-scroll::-webkit-scrollbar {
  display: none;
}

/* CARD */
.how-works-card {
  max-width: 377px;
  min-height: 224px;
  background: #fff;
  border-radius: 12px;
  box-shadow: 0px 0px 44px rgba(0, 0, 0, 0.20);
  padding: 24px 53px 24px 24px;
  position: relative;
  flex-shrink: 0;
  line-height: 1;
  overflow: hidden;
}

/* NUMBER (big transparent) */
.how-works-number {
  position: absolute;
  top: 50px;
  right: 0;
  font-size: 250px;
  font-weight: 600;
  /* background: linear-gradient(180deg, #717171, rgba(255,255,255,0)); */
  background: linear-gradient(180deg, #717171, rgba(255, 255, 255, 0) 75%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  opacity: 0.5;
  font-family: 'Montserrat', Arial, sans-serif;
}

/* CONTENT */
.how-works-content {
  display: flex;
  flex-direction: column;
  gap: 26px;
  text-align: left;
}

/* ICON */
.how-works-icon {
  width: 50px;
}

/* TEXT */
.how-works-title {
  font-family: Montserrat;
  font-size: 18px;
  font-weight: 600;
  color: #3E3A39;
}

.how-works-desc {
  font-family: Lato;
  font-size: 16px;
  line-height: 22px;
  color: #3E3A39;
  margin-top: 12px;
}

.how-works-wrapper {
  position: relative;
  margin-top: 45px;
}

/* background hitam */
.how-works-bg {
  position: absolute;
  left: 18%;
  right: 0;
  top: -65px;
  height: 375px;
  background: #3E3A39;
  z-index: 0;
  clip-path: polygon(10% 0%,
      100% 0%,
      100% 100%,
      0% 100%,
      0% 30%);
}

/* cards di atas bg */
.how-works-scroll {
  position: relative;
  z-index: 1;
}

/* WRAPPER */
.how-works-nav {
  position: absolute;
  top: -40px;
  right: 34px;
  display: flex;
  gap: 10px;
  z-index: 2;
}

/* BUTTON */
.nav-btn {
  width: 44px;
  height: 44px;
  border-radius: 8px;
  border: none;
  background: transparent;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all 0.2s ease;
  z-index: 1;
}

.nav-btn:hover {
  background: #F7F7F780;
  border-radius: 8px;
}

/* ICON */
.nav-btn i {
  font-size: 18px;
  color: #717171;
  transition: color 0.2s ease;
}

.nav-btn-left i {
  transform: rotate(180deg);
}

/* Active = bisa digeser */
.nav-btn.nav-btn-active i {
  color: #fff;
}

/* Disabled = sudah mentok */
.nav-btn.nav-btn-disabled {
  cursor: not-allowed;
  opacity: 0.5;
}

/* ======================
  MORTGAGE TERMS SECTION
======================*/
.mortgage-term-section {
  padding: 50px 0 40px 0;
}

/* TITLE */
.mortgage-title {
  color: var(--Neutral-Grey-200, #717171);
  font-size: 30px;
  font-family: Montserrat, Arial, sans-serif;
  font-weight: 600;
  text-align: left;
}

.mortgage-sidebar {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 8px;
}

.mortgage-sidebar .row::before,
.mortgage-sidebar .row::after {
  content: none !important;
  display: none !important;
}

.content-custom {
  min-height: 400px;
}

.mortgage-main {
  display: flex;
  flex-direction: column;
  gap: 25px;
  margin-left: 80px;
}

.mortgage-letter-box {
  width: 44px;
  height: 44px;
  padding: 12px 18px;
  border-radius: 8px;

  display: flex;
  justify-content: center;
  align-items: center;

  cursor: pointer;
  transition: all 0.2s ease;
  font-size: 16px;
  font-family: Lato, Arial, sans-serif;
  font-weight: 500;
  letter-spacing: 0.32px;
}

@media (max-width: 767.98px) {
  .mortgage-letter-box {
    width: auto;
    height: auto;
    aspect-ratio: 1 / 1;
    padding: 2px;
    font-size: 11px;
  }
}

/* ACTIVE */
.mortgage-letter-active {
  background: var(--Tosca-Secondary-Blue-Tosca, #00A4CA);
}

/* DEFAULT */
.mortgage-letter-default {
  outline: 1px solid var(--Neutral-Grey-100, #E8E8E8);
  outline-offset: -1px;
  background: white;
}

.mortgage-letter-default:hover {
  background: #E8E8E8;
}

.mortgage-letter-disabled {
  outline: 1px solid var(--Neutral-Grey-100, #E8E8E8);
  outline-offset: -1px;
  background: #7171713d;
  cursor: not-allowed;
}

/* TEXT ACTIVE */
.mortgage-letter-text-active {
  color: #fff;
  font-weight: 700;
}

/* TEXT DEFAULT */
.mortgage-letter-text-default {
  color: var(--Neutral-Grey-200, #717171);
}

.mortgage-item {
  display: flex;
  flex-direction: column;
  gap: 10px;
  text-align: left;
}

.mortgage-item-title {
  color: var(--Neutral-Grey-400, #151314);
  font-size: 16px;
  font-family: Lato, Arial, sans-serif;
  font-weight: 700;
}

.mortgage-item-desc {
  color: var(--Neutral-Grey-300, #3E3A39);
  font-size: 16px;
  font-family: Lato, Arial, sans-serif;
  font-weight: 400;
  line-height: 22px;
  letter-spacing: 0.32px;
}

.mortgage-letter-big {
  font-family: Montserrat, Arial, sans-serif;
  font-weight: 700;
  color: var(--Neutral-Grey-50, #F7F7F7);
  line-height: 1;
  user-select: none;
  color: var(--Neutral-Grey-50, #F7F7F7);
  font-size: 600px;
  line-height: 400px;
  z-index: -1;
  position: absolute;
  left: 70%;
}

/* ======================
  MORTGAGE SIMULATE SECTION
======================*/
.hero-bg {
  padding: 0;
  background: linear-gradient(180deg,
      rgba(7, 158, 179, 0.50) 0%,
      rgba(255, 255, 255, 0) 65%);
}

/* CONTENT ABOVE BG */
.hero-section .container {
  position: relative;
  z-index: 1;
}

/* TITLE */
.hero-title {
  margin-top: 65px;
  margin-bottom: 16px;
  text-align: left;
  color: var(--Neutral-Grey-300, #3E3A39);
  font-size: 30px;
  font-family: Montserrat, Arial, sans-serif;
  font-weight: 700;
}

/* DESCRIPTION */
.hero-desc {
  max-width: 890px;
  margin-bottom: 57px;
  text-align: left;
  color: var(--Neutral-Grey-200, #717171);
  font-size: 16px;
  font-family: Lato, Arial, sans-serif;
  font-weight: 400;
  line-height: 22px;
  letter-spacing: 0.32px;
}

.hero-card-wrapper {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.simulation-card {
  width: 295px;
  height: 103px;
  position: relative;
  cursor: pointer;
}

/* layer background */
.simulation-card::before,
.simulation-card::after {
  content: "";
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  transition: opacity 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  z-index: -1;
}

/* default */
.simulation-card::before {
  background-image: url(../img/mortgage/rect_simulate_bg.svg);
  opacity: 1;
}

/* hover bg */
.simulation-card::after {
  background-image: url('../img/mortgage/rect_simulate_hover_bg.svg');
  opacity: 0;
}

/* hover trigger */
.simulation-card:hover::before {
  opacity: 0;
}

.simulation-card:hover::after {
  opacity: 1;
}

/* Main KPR image as background, with hover fade using ::after */
.simulation-card-img {
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
}

/* default bg */
.simulation-card-img::before,
.simulation-card-img::after {
  content: "";
  position: absolute;
  inset: 0;
  background-position: center;
  background-size: cover;
  transition: opacity 0.3s ease;
}

/* normal */
.simulation-card-img::before {
  background-image: url('../img/mortgage/bg_mrtg_icon.png');
  opacity: 1;
}

/* hover version */
.simulation-card-img::after {
  background-image: url('../img/mortgage/bg_mrtg_icon_hover.png');
  opacity: 0;
}

/* normal */
.simulation-card-img.takeover-img::before {
  background-image: url('../img/mortgage/bg_mrtg_icon_to.png');
  opacity: 1;
}

/* hover version */
.simulation-card-img.takeover-img::after {
  background-image: url('../img/mortgage/bg_mrtg_icon_hover.png');
  opacity: 0;
}


/* saat hover */
.simulation-card:hover .simulation-card-img::before {
  opacity: 0;
}

.simulation-card:hover .simulation-card-img::after {
  opacity: 1;
}

.simulation-card-img {
  width: 100%;
  height: auto;
  right: 0;
  bottom: 0;
  position: absolute;
  object-fit: cover;
  z-index: 1;
  pointer-events: none;
}

.simulation-card-content {
  position: absolute;
  top: 6px;
  left: 10px;

  display: flex;
  align-items: center;
  gap: 11px;
}

/* ICON */
.simulation-card-icon {
  width: 90px;
  height: 90px;
}

/* TEXT */
.simulation-card-text {
  display: flex;
  flex-direction: column;
  gap: 6px;
  text-align: left;
}

.simulation-card-subtitle {
  color: var(--Neutral-Grey-300, #3E3A39);
  font-size: 16px;
  font-family: Montserrat;
  font-weight: 500;
}

.simulation-card-title {
  color: var(--Neutral-Grey-300, #3E3A39);
  font-size: 18px;
  font-family: Montserrat;
  font-weight: 700;
}

/* RIGHT IMAGE */
.hero-image {
  width: 300px;
  height: 423px;
  margin-right: 90px;
  margin-top: 17px;
}

/* ======================
   CTA SECTION
====================== */
.cta-section {
  padding: 0px 0 40px 0;
}

/* CARD */
.cta-card {
  border-radius: 8px;
  overflow: hidden;
  background: radial-gradient(ellipse 142.06% 1317.57% at 94.35% 6.34%, rgba(113, 113, 113, 0.15) 43%, var(--Neutral-White, white) 100%);
  clip-path: polygon(0% 0%, 95% 0%, 100% 15%, 100% 100%, 4% 100%, 0% 85%);
  padding-right: 40px;
}

/* IMAGE LEFT */
.cta-image {
  display: block;
  max-height: 317px;
}

/* CONTENT */
.cta-content {
  padding-bottom: 115px;
}

/* TEXT */
.cta-title-small {
  color: var(--Neutral-Grey-300, #3E3A39);
  font-size: 30px;
  font-family: Montserrat;
  font-weight: 600;
  margin-bottom: 36px;
  margin-top: 58px;
}

.cta-title-big {
  color: var(--Tosca-Secondary-Blue-Tosca, #00A4CA);
  font-size: 42px;
  font-family: Montserrat;
  font-weight: 700;
  margin-bottom: 10px;
  padding-left: 60px;
  line-height: 1;
}

.cta-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding-left: 60px;
}

.cta-desc {
  color: var(--Neutral-Grey-300, #3E3A39);
  font-size: 18px;
  font-family: Lato;
  font-weight: 500;
  line-height: 28px;
  letter-spacing: 0.36px;
  flex: 1;
  min-width: 0;
}

/* BUTTON */
.cta-button {
  padding: 12px 18px;
  border-radius: 24px;
  border: 1px solid transparent;
  background: radial-gradient(ellipse 143.59% 143.59% at 52.63% 123.08%, white 0%, #50C3CB 30%, #00A4CA 84%) padding-box, radial-gradient(circle, #50C3CB 0%, white 40%, #00A4CA 100%) border-box;
  outline-offset: -1px;
  color: white;
  font-size: 16px;
  font-family: Lato;
  font-weight: 500;
  cursor: pointer;
  transition: all 0.3s ease;
  line-height: 1;
}

.cta-button:hover {
  border: 1px solid transparent;
  background: radial-gradient(ellipse 143.59% 143.59% at 52.63% 123.08%, white 0%, #0A8091 36%, #00A4CA 100%) padding-box, radial-gradient(circle, #50C3CB 0%, white 20%, #00A4CA 100%) border-box;
}

/* ======================
   RESPONSIVE
====================== */

@media (min-width: 1350px) and (max-width: 1440px) {
  .kpr-image-kpr {
    height: 380px !important;
    transform: scale(1.4) !important;
    margin-top: 12% !important;
  }
}

@media (min-width: 1200px) and (max-width: 1350px) {
  .kpr-image-kpr {
    height: 338px !important;
    margin-top: 13% !important;
    transform: scale(1.5) !important;
    margin-left: -12% !important;
  }
}

@media (max-width: 480px) {
  .big-banner-section {
    padding: 30px 0;
  }

  .swiper-pagination {
    margin: 10px 0 !important;
  }

  .simulasi-kpr-labels {
    top: 78px;
    gap: unset;
  }

  .simulasi-kpr-label-top {
    font-size: 14px;
  }

  .simulasi-kpr-label-bottom {
    font-size: 15px;
  }

  .simulasi-kpr-icon {
    width: 74px;
  }

  .swiper-small .swiper-slide {
    height: fit-content;
  }

  .bank-section,
  .mortgage-info-section {
    padding: 30px 0 20px 0;
  }

  .kpr-title {
    font-size: 20px;
  }

  .margin-custom-1,
  .margin-custom-2,
  .margin-custom-3,
  .margin-custom-4,
  .margin-custom-5 {
    margin: 0 0 20px 0 !important;
  }

  .kpr-feature-item img {
    width: 40px;
    height: 40px;
  }

  .kpr-feature-title {
    font-size: 16px;
  }

  .kpr-feature-desc {
    font-size: 14px;
  }

  .section-subtitle-mortgage {
    font-size: 20px;
  }

  .section-title-main {
    font-size: 24px;
  }

  .how-works-bg {
    left: 35%;
    right: 0;
    top: -55px;
    clip-path: polygon(40% 0%, 100% 0%, 100% 100%, 0% 100%, 0% 30%);
  }

  .how-works-nav {
    top: -25px;
    right: 10px;
  }

  .mortgage-term-section {
    padding: 30px 0;
  }

  .mortgage-title {
    font-size: 24px;
  }

  .mortgage-main {
    margin-left: 0;
    margin-top: 40px;
  }

  .mortgage-sidebar {
    grid-template-columns: repeat(6, minmax(24px, 44px));
    gap: 8px;
  }

  .mortgage-letter-big {
    left: 0;
    top: 120px;
  }

  .hero-title {
    font-size: 24px;
    margin-top: 30px;
  }

  .simulation-card {
    width: 292px;
    height: 102px;
  }

  .hero-image {
    width: 100%;
    height: auto;
    margin-right: 10%;
  }

  .cta-card {
    clip-path: polygon(0% 0%, 85% 0%, 100% 15%, 100% 100%, 20% 100%, 0% 85%);
    padding: 35px 20px 0 20px;
  }

  .cta-title-small {
    font-size: 20px;
    margin-top: 0px;
  }

  .cta-title-big {
    font-size: 24px;
    padding-left: 0;
  }

  .cta-row {
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
    padding-left: 0;
  }

  .cta-content {
    padding-bottom: 0;
  }

  .cta-image {
    height: auto;
    width: 100%;
    margin-top: 40px;
    margin-left: 10px;
  }

  .swiper-pagination.swiper-pagination-horizontal {
    width: 100%;
  }

  .kpr-image-kpr {
    transform: scale(1.6) !important;
    margin-top: 25% !important;
    margin-left: 0 !important;
    height: auto !important;
  }

  .kpr-bg-text {
    left: 0;
    top: unset;
    bottom: 38%;
    font-size: 150px;
  }

  .kpr-bg-text-takeover {
    left: 0;
    top: unset;
    bottom: 31%;
    font-size: 120px;
  }

  .mb-20-custom {
    margin-bottom: 20%;
  }

  .how-works-card {
    max-width: 333px;
  }

  .hero-bg {
    background: linear-gradient(180deg, rgba(7, 158, 179, 0.50) 0%, rgba(255, 255, 255, 0) 35%);
  }

  .cta-section {
    padding: 0px 0 30px 0;
  }

  .kpr-content {
    padding-top: 14px;
  }

  .p-r0 {
    padding-right: 15px !important;
  }

  .mortgage-info-section {
    overflow-x: hidden;
  }
}